One stormy morning in 2006 I woke up after hearing a loud noise on my roof.
My dogs started going crazy and led me downstairs. The lower level of the house was filling up with smoke and my family and pets barely escaped as our home became engulfed by flames.
Apparently our home was struck by lightening, which started the fire. By the time the fire department arrived they were only able to contain the blaze by focusing their efforts on our adjacent neighbors’ homes to keep them from burning.
Our home was considered a total loss, categorized in the top 3% of all residential fires.
How we lost… twice
You never know if, or when, you’ll need to file a claim.
We assumed we were covered and would get reimbursed for our loss. But what we didn’t know was how difficult it was going to be providing our insurance company with proof of what we had in our home.
We started by sitting on our lawn for a few weeks next to a garbage dumpster as our burnt belongings were paraded by us to try and identify. Taking pictures of chard and mostly unidentifiable items to create an inventory.
We then called everyone we knew that had been to our house that may have taken a photograph so we could create a record.
We contacted contractors for work that had been done in recent years and so on. This process took months to sort through before we could receive reimbursement. But to make matters worse we found out from our insurance company that we had maxed out our policy. It turns out the contents of our home were under-insured.
All I can say is that it’s a heck of way to find out you don’t have enough insurance.
Our loss is your gain
But out of our tragedy and personal experience an idea was born.
What if we could make life easier for even one family going through a tragedy or natural disaster? What if we could help people by creating, and in some cases securely storing, a property inventory that they could use should they need to file a claim. And so our inventory company was formed.
Quite simply, we learned the hard way just how important a property inventory is when you need to file a claim.
And help you make sure you have enough insurance coverage in the first place.
Schedule a no-obligation quote today
Whether you have an old inventory that needs updating or you’ve never itemized your personal property, now is the best time to get a quote.
It’s easy to get started.
Simply give us a call at 630-442-7276 to discuss the property you need inventoried and I can give you a free quote over the phone, or you can click the link and fill out a short form and I’ll get back to you.